BayesCredit is a best-practice analytics solution that enables finance institutions to accurately assess, identify and manage credit default risk to make the best possible lending decisions.
Solid credit risk analysis requires more than just a credit report. BayesCredit assesses the risk of credit default in real-time based on multiple sources of information: historical lender data, input from credit experts, and other information that is missing or uncertain but has an important impact on the credit assessment puzzle.
Our unique solution has been approved by Basel regulators as an advanced method for risk reporting, and in a benchmark test carried out by Standard and Poors, BayesCredit outperformed S & P’s own risk models when using the same input data.
